Savings Account at Emigrant Direct.Com

I love this site for stashing away some extra cash for that rainy day and so should you!   You can have money transferred directly from your own checking account which is very easy to do online.  So go ahead and check it out.

Start out small then set up an automatic draft for say 25.00 month or more and just watch it add up.  But remember this is your rainy day fund or perhaps you Christmas fund ...who knows.  I like knowing I have a little cash tucked away for those hiccups that come along once in awhile that can really throw you for a loop.  You will have to wait about 3 business days to get the money transferred back into your checking account but to me that is not a problem and again you never know you might just decided you really didn't need it after all.

Go ahead see what your current bank is offering in the way of interest and I bet it won't be as high as Emigrant Direct is offering.  Right now it is at  0.80%  APY and that's better than my bank Chase I am sure.
  
       High Interest Savings Account Highlights Emigrant Direct

• No Fees. No Minimums.
• Open your high interest savings account online. It's quick and easy.
• No need to change your checking account. Your AmericanDream SavingsAccount™ will be linked to your current checking account.
• Up late? Access your high yield savings account 24/7 at EmigrantDirect.com.
• Have a question? Visit our online banking FAQ page.

 In fact I couldn't even get Chase to tell me what the APY is ...oh wait I called back and they wanted my name full name...grrrr I didn't give it only my first name...what state I was in and if I had a checking account they wanted that too, I did not get them my checking account info I did give the State then she asked was it North Texas I said yes finally got an 0.50% APY .  That was like pulling teeth just to get that information and me trying to explode on this lady, in fact the second person I had to talk to just to get the freaking APY.  Can we say O.M.G.!!!

It almost makes me want to change banks because every time I call just to get a bit of information they give me the 3rd degree.  What happened to customer service and just answering a customers questions.  And if your going to ask me a bunch of what I think is unrelated questions then tell me why you need that information.  How will that benefit me in the long run.  It makes me think that if you see I have a small checking account you will give me a smaller APY?  What the heck.  Who knows why all the questions because know one told me how it would benefit me and that might have helped me be not so aggravated with the 3rd degree.

Anywho....just check Emigrant Direct out see if it's a good match for you.  Happy Savings to all.