Savings Account at Emigrant Direct.Com

I love this site for stashing away some extra cash for that rainy day and so should you!   You can have money transferred directly from your own checking account which is very easy to do online.  So go ahead and check it out.

Start out small then set up an automatic draft for say 25.00 month or more and just watch it add up.  But remember this is your rainy day fund or perhaps you Christmas fund ...who knows.  I like knowing I have a little cash tucked away for those hiccups that come along once in awhile that can really throw you for a loop.  You will have to wait about 3 business days to get the money transferred back into your checking account but to me that is not a problem and again you never know you might just decided you really didn't need it after all.

Go ahead see what your current bank is offering in the way of interest and I bet it won't be as high as Emigrant Direct is offering.  Right now it is at  0.80%  APY and that's better than my bank Chase I am sure.
  
       High Interest Savings Account Highlights Emigrant Direct

• No Fees. No Minimums.
• Open your high interest savings account online. It's quick and easy.
• No need to change your checking account. Your AmericanDream SavingsAccount™ will be linked to your current checking account.
• Up late? Access your high yield savings account 24/7 at EmigrantDirect.com.
• Have a question? Visit our online banking FAQ page.

 In fact I couldn't even get Chase to tell me what the APY is ...oh wait I called back and they wanted my name full name...grrrr I didn't give it only my first name...what state I was in and if I had a checking account they wanted that too, I did not get them my checking account info I did give the State then she asked was it North Texas I said yes finally got an 0.50% APY .  That was like pulling teeth just to get that information and me trying to explode on this lady, in fact the second person I had to talk to just to get the freaking APY.  Can we say O.M.G.!!!

It almost makes me want to change banks because every time I call just to get a bit of information they give me the 3rd degree.  What happened to customer service and just answering a customers questions.  And if your going to ask me a bunch of what I think is unrelated questions then tell me why you need that information.  How will that benefit me in the long run.  It makes me think that if you see I have a small checking account you will give me a smaller APY?  What the heck.  Who knows why all the questions because know one told me how it would benefit me and that might have helped me be not so aggravated with the 3rd degree.

Anywho....just check Emigrant Direct out see if it's a good match for you.  Happy Savings to all.

Interesting Site....Looking for a New Bank?

I was surfing the net as usual trying to find you more ways to help you Prosper and I found a good one. With the economy is a slump and people losing money left and right wouldn't it be great to find a Community Bank that gives a high return on your money and all you have to do is meet the monthly requirements which are so do able.

You'll wish you had found this site sooner rather than later. These are just stable institutions offering the best checking accounts! Just visit the site and:

1. Search for a bank or credit union Nationwide
2. Review and compare
3. Open ...well that's up to you
4. Tell your friends about this great find!

Wow! How's that for helping you Prosper in these troubling times?

Here’s some good news you may not have heard about financial institutions. The majority of community banks and credit unions are not only stable, but they are still lending and fully insured by the FDIC, NCUA or ASI.

Unlike the large commercial banks, most community financial institutions have avoided unsafe lending practices. My question to you is are you with one of those large Banks? When you stay the course and continuing to support local individuals and small businesses, community banks and credit unions are largely unaffected by the downturn in the economy. In fact, many of them are in a position to be the “go to” choice for financial products and services.

In a time where it’s hard to feel safe about your money, the community financial institutions on CheckingFinder.com can provide some much needed relief. After all, their sound lending practices and product innovation are what set them apart.

It's about time to feel could about banking again wouldn't you agree?

So, pull that money out from under the mattress, it's time to put it where it will do you the most good.

This is Dianne In Texas bringing you another great find. I found one near me offering 5.02%APY....wooo hooooo!