Get Ready For Christmas Starting NOW!!!

I read something recently on I Heart The Mart and this has got to be a great idea for making sure your ready come this Christmas. If your a Walmart shopper or even a Target shopper and you buy groceries every week then why not pick up a refillable Gift Card and each week add an extra $5.00 or $10.00 bucks each time you stop by. Come Christmas time you should have a nice little chunk of change to buy those presents.

I don't care if you find something on sale you think you really need and decide to use that card your filling up for Christmas....."Don't Do It, back away from the card buckoo or you'll be sorry when Christmas time rolls around."

If your a Target shopper and you use the Target Credit Card or like I do I use the Target Debit Card (the Red Card) so no big credit card debt adding up....by using either card you always get an extra 5% off your bill each time you shop at Target. How great is that? And if you use coupons and then your 5% off well your just as smart a shopper as I am.

Also, don't forget Walmart Price Matches other competitors sale prices so if you have a local store and you see a couple of great sale items but don't want to make a special trip for one or two items why not try have it price matched at Walmart.

Saving for me has now become an addiction and what a great addiction to have. :))

Saving Money at Amazon with Subscribe & Save

I found a cool deal at Amazon. It's called Subscribe & Save. They have a list of items you use every day and you can set up to have your items delivered straight to you door and free to boot and you pick how often you wish to have the items sent. This deal was for of all things Apple Jacks Cereal which I love. 4 boxes for $5.88.

Here is an example only because this is particular deal is NO longer good.

Hurry and you can save 25% off Kellogg’s Cereals on Amazon when you use the Coupon Code: KELRTEC2 + Subscribe and Save. Apple Jack's are just $5.88 after the discounts.

Here's How:

• Choose Kellogg’s Apple Jack's Cereals
• Add to cart using Subscribe & Save for your additional 15% off + Free Shipping
• Plus use coupon code KELRTEC2 at checkout for an additional 10% off
• Final Price: $5.88 + Free Shipping! (ONLY $1.47/box)

Note: You can cancel Subscribe & Save any time after you receive your order without reason. Just log into your Amazon account settings and manage your subscriptions. It's very easy!

There are lots of products you can choose from and the prices are pretty good to. So check it out. Not sure how long the code is good for so better hurry.

Be sure to check back often on Amazon for some amazing deals in Subscribe & Save.

Food Prices Getting The Best of YOU?

I have started using coupons and stockpiling and it has paid off big time. If you use to use coupons and then just stopped because you just didn't think it made a big enough difference...then you might want think again.

You can save a lot of money if you know how to do it! Oh, I know you think it's a lot of trouble or time consuming. Well, it can be if you do it alone. So in my recent quest to save money I have found a site called SavingsAngel.com

This is a wonderful site that will walk you through everything you need to know. It has fabulous tutorials and videos to teach you what you need to know when it comes to saving money on food and other things your family needs and uses everyday. Once you see how easy it is you'll wonder why you hadn't found out about this sooner.

What if all you had to do was buy a Sunday paper for each person in your household....for me that's 4 papers with 4 sets of coupons inserts. Then all I have to do is go to my SavingsAngel.com and plug in the stores I shop at to see what's on sale and what I need and it tells me what Sunday paper insert a corresponding coupon is in for that sale item and I just go to my handy file and look for say Sunday 2/20/11 (RP, SS, P&G, GM, Unilever) that's RP (RedPlum) SS (SmartSource) P&G (Proctor&Gamble) GM (General Mills) and so forth and then cut out the coupons. Yep, I don't cut coupons until I am ready to make my list and go shopping. But that's not the only source for coupons. There are plenty of good online sources for printing off internet coupons to use at the grocery or pharmacy type stores and yes they will take them.

To get the most bang for your buck is when you use a manufacturer coupon with a store coupon and the item is on sale. Or manf. coupon, store coupon, sale item and with stores like Walgreens, CVS, RiteAid and a few other they have rewards on top of all everything else. And with the money you save you can use that for things like your produce, meat or dairy items that may not have coupons available.

My last trip was to Target recently. My total bill before coupons or anything else was $119.72 but I only paid $84.00 that's a savings of $35.72. I don't know about you but for a savings of $35.72 I will continue to use coupons. I have had other trips that were better but not all trips will save you like they show on TLC extreme couponing where a the person walks out only paying 1.02 for hundreds of dollars worth of groceries. Don't get me wrong it can be done but it's not an everyday occurrence but makes for good TV.




Always be sure and check out all the benefits a store may have to offer because you might miss out on something great like Kroger's .10 cents off a gallon promo or Target with their extra 5% off all purchases using their Target credit card or Target debit card. For that last trip to Target using my Target debit card good only at Target I get an extra $4.40 off my bill. I was excited about that and my trip before that to Kroger netted me the .10 cents off a gallon on my gas my bill was $305.10 and I only paid out of pocket $152.61 and I had two shopping carts for their big Dayton 500 sale and boy it was a good one!

So rethink the using of coupons and start saving money and yes stockpile a bit you don't have to go over board but with tough times it's time to saving cause honey the rainy days are here!

Be sure to check out SavingsAngel.com for wonderful tutorials and shopping lists they teach you everything you need to know about saving money on your groceries hands down the best site around. And you can even get your own subscription free just by referring others.

You can even get 30 days free please check it out and if not satisfied get your money back it's as simple as that. Be sure to use My Affiliate No.#: 37383

Click HERE to cut your grocery bill in HALF! 30 days FREE!

Happy Savings to all....

Saving Money and Knowing Sale Cycles

I found this great site called the Krazy Coupon Lady and they have an awesome article that can really help you stock up on the best deals and the right time of the year buy them. This year is my year of savings. I am learning to be a Krazy Coupon Lady myself and I am find it really is worth my time and effort to ......yes CLIP COUPONS!

I have started by going to Wally World on Sunday and getting 4 of the Sundays papers which mine have them 2/$5.00 and as a bonus for the Mc Donalds customers I simply pull out the plastic insert that holds all the sales flyers and I leave the Sunday papers for their customers to ready while eating there. And it saves me the trouble of tossing or recycling the paper when I get home.

So it's a win win for all.

So for the article CLICK HERE and happy savings! Oh and be sure to bookmark that site it has a wealth of information and coupon data base and it's all free. Be sure to check out their new book too "Pick another CHECK OUT LANE, honey!" I am ording mine today.


Live well, help others and you will prosper!
Dianne

Interesting Site....Looking for a New Bank?

I was surfing the net as usual trying to find you more ways to help you Prosper and I found a good one. With the economy is a slump and people losing money left and right wouldn't it be great to find a Community Bank that gives a high return on your money and all you have to do is meet the monthly requirements which are so do able.

You'll wish you had found this site sooner rather than later. These are just stable institutions offering the best checking accounts! Just visit the site and:

1. Search for a bank or credit union Nationwide
2. Review and compare
3. Open ...well that's up to you
4. Tell your friends about this great find!

Wow! How's that for helping you Prosper in these troubling times?

Here’s some good news you may not have heard about financial institutions. The majority of community banks and credit unions are not only stable, but they are still lending and fully insured by the FDIC, NCUA or ASI.

Unlike the large commercial banks, most community financial institutions have avoided unsafe lending practices. My question to you is are you with one of those large Banks? When you stay the course and continuing to support local individuals and small businesses, community banks and credit unions are largely unaffected by the downturn in the economy. In fact, many of them are in a position to be the “go to” choice for financial products and services.

In a time where it’s hard to feel safe about your money, the community financial institutions on CheckingFinder.com can provide some much needed relief. After all, their sound lending practices and product innovation are what set them apart.

It's about time to feel could about banking again wouldn't you agree?

So, pull that money out from under the mattress, it's time to put it where it will do you the most good.

This is Dianne In Texas bringing you another great find. I found one near me offering 5.02%APY....wooo hooooo!