Job Moved Me To The Wonderful World of Mortgage!

Life Is What Happens When Your Making Other Plans!
Hate to say this but I am really getting bad and doing updates. Well work was a bit weird for a while and now I have gone from credit card collections to the Mortgage world of Loss Mitigation. My company moved me to a whole nother world.... Mortgage!

But hey, the good news is I still have a job. They could have said...we no longer need your services, but lucky for me the company I work for moves people around instead of out the back door.

Let's see... what I am now doing is helping with the Home Affordable Modification program that the government came out with about a year and a half ago. We really do try to help people keep their homes. Trust me the banks don't want to be saddled with a boat load of empty homes. They would rather help lower your monthly payments due to job loss, death of a spouse or some other major life problem that keeps people from paying their regular mortgage payment than have to kick people out on the streets leaving people homeless and the bank with an home empty, unattended to and just waiting to be vandalized.

From what I have learned so far is that people who check with the their lenders for help go through most of the necessary steps and then drop the ball on their paper work. This seems to be what I am seeing most. If you go through all the motions of trying to save your home then please, please return your paper work... all of it. People are getting kicked off these programs for not returning documentation that is asked for. It is such a pity to see this happen. FYI... it may take a while to get this done, just stay in contact with your mortgage provider or lender while trying to get through the process.

If you can no longer afford to make your monthly loan payments, you may qualify for a loan modification to make your monthly mortgage payment more affordable. Millions of borrowers who are current, but having difficulty making their payments and borrowers who have already missed one or more payments may be eligible. Here is the website to find out I hope this helps.

http://makinghomeaffordable.gov/modification_eligibility.html

Always check with the company that services your loan about a Modification it's free because Foreclosure rescue and mortgage modification scams are a growing problem. Homeowners your must protect yourselves so you do not lose money—or your home.

Just be sure to check and read the website listed above for all kinds a good information you need to know about making an informed decision about the Home Affordable Modification program.

And you may find if you not eligible for the HAM your mortgage company may have other plans to assist you. You won't know unless you pick up the phone and ask.

A word to the wise...if you are in the beginnings of having financial problems and need help call before you start to get behind.

Have a blessed day everyone and keep your thoughts positive!
Dianne in Texas

Hate Paying for Veggies Grow Your Own

Would you rather grow a few of your own vegetables instead of paying those high prices at the grocery store. Well I found this really cool website with this awesome product called

Monkeypots.

Check this site out especially if you live in a condo, townhouse or an apartment this is an incredible way to grow some of your own food. You can grow just about anything in these planters and it's only 30" wide and over 5 fee tall and comes with one large planter and 2 small ones. And it sells for $129.99 but looks like there is an introductory price of$ 99.99.

Just click on the title of this post and it will take you to the Monkeypots.com site.

Happy gardening!

Have a blessed day everyone,
Dianne In Texas

Hate To Diet & Like Making Money?

Obesity is at an all time high and that's a fact!

How many people do you know that would like to lose an extra 7-10 pounds FAST? What if they could do it in 14 days or less without changing their diet or exercising?

Wait...are one of the millions of overweight people trying desperately to lose those excess pounds?

There has been a merger with CNI (Calnutrasciences) and Xyngular. I love all there products and have lost weight but not where I want to be yet. I have tried Xyngular Global Blend drink and love the taste and get me all kinds of good stuff. I won't go into all the technical stuff it's just good for you...enough said.

Oh and the NEW PRODUCT XYNG....oh my gosh I have energy, no brain fog today I just started it today, and I stayed focused on whatever it was I was doing. The best part it curbs your appetite ...I had to make myself go get a Lean shake cause I really didn't want that.

I am telling ya folks if your looking to lose weight, feel great, and just be healthy then this is the company for you. And it has a wonderful compensation plan no legs where you have to put someone here and someone there crap....that's just crazy and so many people lose out on that kind of comp plan. Just check it out.

WWW.ITSOKTOCHEAT.COM

Have a blessed day everyone,
Dianne in Texas

Wow I've Not Been Here For Awhile

Well we all get caught up in our lives sometimes and I guess that's about all I can say. My family is doing good and I have a new grandson who is 14months old now and doing awesome as well as his Mom and Dad. I have been addicted to Facebook ....that's bad.

After realizing it's not a productive thing ...oh don't get me wrong it can be a great tool for social networking and such. But to much time has been spent there I fear.

Let me see if I can come up with anything new of interest and I will post it soon. For now I am trying to get with leads for my new home business. So in the next couple of days I will be making some posts.

Everyone have a blessed day,
Dianne in Texas

Do You Like To Garden and Grow Your Own Food?

Funny how the people on the Hill are going after AIG and it's all over the media but do you hear anything about H.R. 875? Do you even know what I am talking about?

To anyone who has ever had a garden, grown their own food or herbs be prepared for what the government has in store for us. Trust me you won't like it!

There is a bill H.R. 875: Food Safety Modernization Act of 2009

Here it is if you have a mind to read it, if not go to Youtube type in H.R. 875.

You will no longer be able to grow any food if the government has it's way.

http://www.govtrack.us/congress/billtext.xpd?bill=h111-875

And yes it is filled with mumbo jumbo so you can't figure out what the hell they are talking about.

But the bottom line is you won't be able to have those lovely tomatoes you grow, or those nice juicy cantaloupes, or even those awesome tasting strawberries that your kids love to eat. Ok, I am getting more pissed by the minute. If your caught growing them, you may have the government swoop down upon you take your food and seize possibly your property, fine you and more, who knows what's in the minds of these insane lunatics....now isn't that going to be special!
I THINK NOT!!!

Here is a list of cosponsors of the bill while it does say at the bottom it may not be update see if there is anyone on this list who is your Representative. Write them let them know this can not happen and it needs to be stopped NOW!

http://www.govtrack.us/congress/bill.xpd?bill=h111-875

How much longer are we as Citizens of the United States going to just sit by and let the insane people on Capitol Hill take way our freedoms one by one.

Wake up people they are killing our country strangling the life out of it each passing day. You can make a difference if you, your neighbor, or your friends speak up. If you are reading this then you have a computer, and if I am sending this to you I know you have email...duhhhh and you have a friends list. Sit your butt down take the time to call someone and everyone or email them and tell
them, enough is enough and the people on the Hill have got to go if they no long wish to serve US the people who put them in their position in the first place!

Stop voting in these senators and congressmen who are voting, doing, supporting, being swayed and bought by lobbyists who serve Corporate Giants who think they are God almighty and who seek to squeeze the life out of us everyday, to tear our country apart until we will no longer recognize this Country we hold so dear.

I bet our Forefathers are rolling over in their graves right now wondering how on God's Green Earth did this ever happen. They fought long and hard for this great Nation and WE have let the fox in the hen house. Yes you heard me right ...WE did this, We let this happen and now what are WE going to do about it? What are you going to do about it?

I hope I have struck a nerve in someone, anyone, who has the guts and fortitude to take action. Thank you for your time in reading my words as they are sincere and I myself did not vote for anyone who voted on the bailout in NOV. I also did not vote for a REP. Or DEM. for President. I did not even vote for my Senators I voted against both of them.

WE NEW BLOOD PEOPLE, FRESH IDEAS, PEOPLE WHO WANT LESS GOVERNMENT THAT'S WHAT THIS COUNTRY NEEDS. WE DON'T NEED BIG BROTHER TO TELL US HOW TO LIVE. WE NEED LEADERS TO GUIDE US NOT DICTATE OUR EVERY MOVE!

Ok, I think that's all for the moment. But I can tell you this, if you speak up I am sure it will in some way help us all PROSPER MORE!

This is Dianne In Texas hoping everyone one will SPEAK UP AND MAKE THEIR VOICE BE HEARD! YOU CAN MAKE A DIFFERENCE!